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Contractor Insurance

Business insurance built for contractors

When you provide services via your Limited Company, taking out quality contractor insurance is a must. A quality policy will protect you against the unexpected, bringing you peace of mind with each new contract you take on.

Why do contractors need insurance?

If one of your customers accused you of damaging their property or reputation, or causing injury or financial loss as a result of your work, they could claim against you or your company. An insurance policy gives you credibility and protects your livelihood – and it’s often essential for the contracts you have with agencies and companies.

What type of insurance do contractors need

You’ll need the following types of insurance to fully protect your Limited Company:

Professional Indemnity – Protection if you’re accused of professional negligence, for instance if you make an error or omission, or give bad advice that costs your client money.

Public Liability – To cover you if someone else is injured, or property is damaged, as a result of your actions while supplying services.

Employers’ Liability – Will protect you against claims from employees. As employees are often only you and/or your spouse, the likelihood of a claim is slim – but many agencies or end clients will ask for it.

Where can I buy specialist Contractor Insurance?

We recommend Kingsbridge Contractor Insurance to any Limited Company contractors looking for a complete business insurance solution.

Complete this form to arrange a callback from Kingsbridge or get a quote online.





Email: refer@kingsbridge.co.uk

Phone: 01242 808 740

When you provide services via your Limited Company, taking out quality contractor insurance is a must. A quality policy will protect you against the unexpected, bringing you peace of mind with each new contract you take on.

Why do contractors need insurance?

If one of your customers accused you of damaging their property or reputation, or causing injury or financial loss as a result of your work, they could claim against you or your company. An insurance policy gives you credibility and protects your livelihood – and it’s often essential for the contracts you have with agencies and companies.

What type of insurance do contractors need

You’ll need the following types of insurance to fully protect your Limited Company:

Professional Indemnity – Protection if you’re accused of professional negligence, for instance if you make an error or omission, or give bad advice that costs your client money.

Public Liability – To cover you if someone else is injured, or property is damaged, as a result of your actions while supplying services.

Employers’ Liability – Will protect you against claims from employees. As employees are often only you and/or your spouse, the likelihood of a claim is slim – but many agencies or end clients will ask for it.

Where can I buy specialist Contractor Insurance?

We recommend Kingsbridge Contractor Insurance to any Limited Company contractors looking for a complete business insurance solution.

Complete this form to arrange a callback from Kingsbridge or get a quote online.





Email: refer@kingsbridge.co.uk

Phone: 01242 808 740

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